General Liability Insurance

General liability insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.

General liability insurance is often combined with property insurance in a Business Owners Policy (BOP), but general liability insurance also is available to many contractors as standalone coverage.

Who Needs General Liability Insurance?

As a contractor or small business owner, you will likely need some form of general liability insurance to protect yourself.

A single accident could result in an unfortunate lawsuit that might hurt your livelihood. A great way to protect against this type of situation is to make sure you carry enough general liability insurance.

* Some employers might also require you to carry a certain amount of general liability insurance to ensure sufficient coverage while you work with them.